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    Wednesday, February 25, 2009

    Market-Created Celebrities

    Paris Hilton, Kim Kardashian, the list goes on. These people aren't even relevant to normal society, yet they get just as much coverage on CNN as Barack. Because of the female Market-Created Celebs, there's been a noticeable increase (to me) in the proliferation of skanks across America.

    Another bunch of crap is these bands that come out of these reality TV shows on MTV. Most of them sucked and you never here from after their first album flops. If they do have success they have no staying power. Reason I'm burning on this today is because I found out from one of my employees that this chick from the group Danity Kane is on the cover of playboy. Proliferation of skanks. I don't want to condemn all these so-called artists. I just don't feel like they work as hard as others to be successful and ultimately famous.

    Would I go on a reality TV show to be famous? No. Would I watch someone make a fool out themselves, yeah. My friend was on Rock of Love 2 and as painful as it was to see this former NASA Engineer straddling Brett Micheals in a short skirt, I couldn't turn away.

    Tuesday, February 24, 2009

    yahoo does it again

    There is something exhilarating about taking the big leap from dating to becoming a permanent "item" and making that final commitment. But before you run off into the sunset with your mate, make sure that the time you choose to commit is the right time -- and with the right person.
    As a divorce attorney, I have found over the years that most couples who wind up splitting do so because there are discrepancies or control issues over what I term the "Big Six." These six categories include: wealth/property and money; children; health, physical and mental; growth, professional and personal; intimacy and loss of love; and fear, both physical and emotional. I ask my clients to take a close look at each of these categories to determine if there are major conflicts, not only with his or her chosen mate but also conflicts within themselves.
    Have you found the right person? Is it the right time? Here are eight key questions to ask your mate -- and yourself. The answers will be very telling.
    1. How do you believe we should spend our money and on what? If your mate says, "On fun stuff and we'll get to the bills later," you better reconsider going the commitment route until your mate grows up a bit. Most marriages and long-term relationships break up due to stresses and squabbles over money. Splits happen when a couple's values in spending and saving simply do not match. Don't overlook this question. It is critical in determining whether you or your mate are a match and whether you are both ready for a mature relationship -- one that requires fiscal responsibility.
    2. What are your thoughts about starting a family? If your mate says, "This is not something I can even think about right now," do not ignore that remark. It could be that your mate will put this decision off longer than you wish or one day stand up and announce, "I've decided against having children." You also need to be honest with yourself. Do you want children? Let your mate know this up front. You may also want to ask your mate about his/her point of view on how the children should be raised. If there are huge discrepancies in this department, there are bound to be serious problems down the road.
    3. If I get sick, how will you take care of me? If your mate laughs off such a question with, "How do I know? I'll figure it out then," you should take that offhanded remark as a serious indicator that your mate might not be grown up enough to handle your critical needs. There is a way to test this one: How does your mate treat you when you get sick with the flu? Also, if you know deep down that you would not have the patience or fortitude to care for an ailing mate, be fair and let him/her know of your concerns. Who needs someone in his/her life who is only there for the good times?
    4. Do you envision us growing old together? If your mate quips, "How the heck do I know, that is a long way off" or "I guess so," neither answer should satisfy you. To suggest that you or your mate is uncertain of your eventual fate together -- or cannot envision those "golden" years as a couple -- should be a neon sign with bright red lights that flash, "This may only be temporary." Commitments should be thought of as permanent, not temporary.
    5. Do you ever think about your ex? If the answer from your mate is "Well, I do sometimes," then you want to ask the next question: "In what context?" If your mate shares stories about the fun they used to have together, this could mean your mate is not over his or her last love. And what about you? Do you still think about your ex? When? How? I highly recommend backing off the commitment stage until you and your mate can safely say that thoughts about your exes are fleeting or random.
    6. Has your mate ever told you they scared a former mate in any way? If your mate's answer is something like "Well, yeah, I scared my ex every time I became jealous or mad," step back and think twice. Though your mate may think he/she is ready for a commitment, it may not be the right time for one. If you have had similar issues, the same may apply to you. Are you worried your mate might cheat on you or keep secrets from you or inflict emotional or physical harm on you? If the answer is yes, tackle this now, not after you have made a commitment. Maybe you or your mate could benefit from therapy, anger management, rehab, or other appropriate behavior modification assistance.
    7. Is your mate good at problem solving? Does your mate meet challenges head on and collaborate on solutions to problems, or sweep issues under the rug? What about you? Are you mature enough to approach your mate to say, "We have a problem. Let's find a solution to it." How you handle problems together may well determine how long your relationship will last.
    8. How does my mate deal with a "screwup?" Does my mate place blame? Does my mate take responsibility for his/her actions? How do I handle my mistakes? Do we both acknowledge our errors and resolve to deal with them? If chronic, negative behavior persists in this area, take a second look to decide if you two are a good match and if you are ready to commit. It is not unusual, for instance, to have each partner blame the other, which rarely accomplishes anything. Placing blame, or finding fault, can only worsen once you are committed.

    Saturday, February 21, 2009

    i despise people

    My tolerance is a rollercoaster. Somedays I just want to punch people directly in the throat and somedays I'm just loving having people around. I think the a lot of it has to factor into this Tax Business. The amount of low quality people that come through the door is staggering. I've had the unpleasure of dealing with some scumbags.

    Another thing that has been driving me insane is the inconsistency in logic which apply in their day to day lives. For instance, I ordered enough supplies to last to the end of tax season so I wouldn't have to worry about it. With all the other things I'm involved in would be a strain on me to have to make another order for all the stuff that is needed for an office of 10-15 employees AND customers. MY supervisor, who happens to be the coowner tells me that I shouldve have ordered more from particular vendors to get a pricebreak. Not that he would know when the price breaks came because he hasn't ordered anything before, but he would have flipped out on that bill. Dude do you want to splurge or you want to be cheap, what's it gonna be??

    That's one of the things I'm burning on. But it's nice laugh about it now.

    Tuesday, February 17, 2009

    Monday, February 16, 2009

    is this ok?

    Corporate Services Description

    and that's how the fight got started

    My wife and I are watching Who Wants To Be A Millionaire while we were
    in bed. I turned to her and said, "Do you want to have sex?" "No," she
    answered. I then said, "Is that your final answer?" She didn't even
    look at me this time, simply saying "Yes." So I said, "Then I'd like to
    phone a friend."

    And that's how the fight got started.....


    After retiring, I went to the Social Security office to apply For Social
    Security. The woman behind the counter asked me for my Driver's' license
    to verify my age. I looked in my pockets and realized I had left my
    wallet at home. I told the woman that I was very sorry, but I would have
    to go home and come back later. The woman said, 'Unbutton your shirt'.
    So I opened my shirt revealing my curly silver Hair. She said, 'That
    silver hair on your chest is proof enough for Me,' and she processed my
    Social Security application. When I got home, I excitedly told my wife
    about my experience at the Social Security Office. She said, 'You should
    have dropped your pants. You might have Gotten Disability, too!

    And that's how the fight got started......


    I took my wife to a restaurant. The waiter, for some reason, Took my
    order first. 'I'll have the strip steak, medium rare, please.' The
    waiter said, 'Aren't you worried about the mad cow?' 'Nah, she can
    order for herself.'

    And that's how the fight got started....


    Saturday morning I got up early, quietly dressed, made my lunch, Grabbed
    the dog, and slipped quietly into the garage. I hooked up the Boat up to
    the truck, and proceeded to back out into a torrential Downpour. The
    wind was blowing 50 mph, so I pulled back into the Garage, turned on the
    radio, and discovered that the weather would be Bad all day. I went back
    into the house, quietly undressed, and slipped Back into bed. I cuddled
    up to my wife's back, now with a different Anticipation, and whispered,
    'The weather out there is terrible.' My Loving wife of 10 years replied,
    'Can you believe my stupid husband is Out fishing in that?'

    And that's how the fight got started.....


    A woman is standing nude, looking in the bedroom mirror. She is Not
    happy with what she sees and says to her husband, 'I feel horrible; I
    look old, fat and ugly. I really need you to pay me a compliment.' The
    Husband replies, 'Your eyesight's darn near perfect.'

    And that's how the fight got started......


    My wife and I were sitting at a table at my high school reunion, And I
    kept staring at a drunken lady swigging her drink as she sat alone At a
    nearby table. My wife asked, 'Do you know her?' 'Yes,' I sighed, 'she's
    my old girlfriend. I understand she took to drinking right after we
    split up those many years ago, and I hear she hasn't been sober since.'
    'My God!' says my wife, 'Who would think a person could go on
    Celebrating that long?'

    And that's how the fight got started...

    Friday, February 13, 2009

    i picked a date

    I've decided that March 15th, I will take the exame to become a LEED Accredited Professional. That means I can be a project manager on New Construction, Existing Building, and Commercial Interiors for projects that want to get LEED Certification. I really have no interest in doing that type unless its part of a consulting engagement for a business looking to become GREEN or something. It's more for my commitment to the green movement.

    I was green before green was cool. It won't be just something I say because I'll have that certification. My goal is to score above a 90% on this thing. Damn, I haven't studied for an exam in over 3 years....

    Tuesday, February 10, 2009

    I'm on a BOAT, mofo

    FMYLIFE

    You have to check out this website. Even though it is people giving pointed reasons as to why their life is fucked, this brings me pleasure, laughter, and lifts my spirit. I don't think I'm evil here, it just puts my fucked up life into perspective, LOL. My 3 favorites so far today...

    'Today, while in our communal showers in the highschool football locker room, I started to swing my penis around because it feels good and I was alone. Two minutes later the rest of the team hops into the shower with me. 30 dudes, one self-induced boner. FML.'

    'Today, I heard my sister masturbating in her room. I took the dog around the block to get out of the house, and I came back to see her exiting her room....my electric tothbrush in her hand. FML'

    'Today, I was walking my son to school. After yelling at him for not looking where he's walking, I grabbed his hand and pulled him closer to me. Not paying attention, I walked him right into a light pole. FML'

    Monday, February 09, 2009

    15 Companies who might not survive

    Who's next?

    With consumers shutting their wallets and corporate revenues plunging, the business landscape may start to resemble a graveyard in 2009. Household names like Circuit City and Linens 'n Things have already perished. And chances are, those bankruptcies were just an early warning sign of a much broader epidemic.

    Moody's Investors Service, for instance, predicts that the default rate on corporate bonds - which foretells bankruptcies - will be three times higher in 2009 than in 2008, and 15 times higher than in 2007. That could equate to 25 significant bankruptcies per month.

    We examined ratings from Moody's and data from other sources to develop a short list of potential victims that ought to be familiar to most consumers. Many of these firms are in industries directly hit by the slowdown in consumer spending, such as retail, automotive, housing and entertainment.

    But there are other common threads. Most of these firms have limited cash for a rainy day, and a lot of debt, with large interest payments due over the next year. In ordinary times, it might not be so hard to refinance loans, or get new ones, to help keep the cash flowing. But in an acute credit crunch it's a different story, and at companies where sales are down and going lower, skittish lenders may refuse to grant any more credit. It's a terrible time to be cash-poor.

    [See how Wall Street continues to doom itself.]

    That's why Moody's assigns most of these firms its lowest rating for short-term liquidity. And all the firms on this list have long-term debt that Moody's rates Caa or lower, which means the borrower is considered at least a "very high" credit risk.

    Once a company defaults on its debt, or fails to make a payment, the next step is usually a Chapter 11 bankruptcy filing. Some firms continue to operate while in Chapter 11, retaining many of their employees. Those firms often shed debt, restructure, and emerge from bankruptcy as healthier companies.

    But it takes fresh financing to do that, and with money scarce, more bankrupt firms than usual are likely to liquidate - like Circuit City. That's why corporate failures are likely to be a major drag on the economy in 2009: In a liquidation, the entire workforce often gets axed, with little or no severance. That will only add to unemployment, which could hit 9 or even 10 percent by the end of the year.

    [Want to land a plum job without paying taxes? Here's how.]

    It's possible that none of the firms on this list will liquidate, or even declare Chapter 11. Some may come up with unexpected revenue or creative financing that helps avert bankruptcy, while others could be purchased in whole or in part by creditors or other investors. But one way or another, the following 15 firms will probably look a lot different a year from now than they do today:

    Rite Aid. (Ticker symbol: RAD; about 100,000 employees; 1-year stock-price decline: 92%). This drugstore chain tried to boost its performance by acquiring competitors Brooks and Eckerd in 2007. But there have been some nasty side effects, like a huge debt load that makes it the most leveraged drugstore chain in the U.S., according to Zacks Equity Research. That big retail investment came just as megadiscounter Wal-Mart was starting to sell prescription drugs, and consumers were starting to cut bank on spending. Management has twice lowered its outlook for 2009. Prognosis: Mounting losses, with no turnaround in sight.

    Claire's Stores. (Privately owned; about 18,000 employees.) Leon Black's once-renowned private-equity firm, the Apollo Group, paid $3.1 billion for this trendy teen-focused accessory store in 2007, when buyout funds were bulging. But cash flow has been negative for much of the past year and analysts believe Claire's is close to defaulting on its debt. A horrible retail outlook for 2009 offers no relief, suggesting Claire's could follow Linens 'n Things - another Apollo purchase - and declare Chapter 11, possibly shuttering all of its 3,000-plus stores.

    [See 5 pieces missing from Obama's stimulus plan.]

    Chrysler. (Privately owned; about 55,000 employees). It's never a good sign when management insists the company is not going out of business, which is what CEO Bob Nardelli has been doing lately. Of the three Detroit automakers, Chrysler is the most endangered, with a product portfolio that's overreliant on gas-guzzling trucks and SUVs and almost totally devoid of compelling small cars. A recent deal with Fiat seems dubious, since the Italian automaker doesn't have to pony up any money, and Chrysler desperately needs cash. The company is quickly burning through $4 billion in government bailout money, and with car sales down 40 percent from recent peaks, Chrysler may be the weakling that can't cut it in tough times.

    Dollar Thrifty Automotive Group. (DTG; about 7,000 employees; stock down 95%). This car-rental company is a small player compared to Enterprise, Hertz, and Avis Budget. It's also more reliant on leisure travelers, and therefore more susceptible to a downturn as consumers cut spending. Dollar Thrifty is also closely tied to Chrysler, which supplies 80 percent of its fleet. Moody's predicts that if Chrysler declares Chapter 11, Dollar Thrifty would suffer deeply as well.

    Realogy Corp. (Privately owned; about 13,000 employees). It's the biggest real-estate brokerage firm in the country, but that's a bad thing when there are double-digit declines in both sales and prices, as there were in 2009. Realogy, which includes the Coldwell Banker, ERA, and Sotheby's franchises, also carries a high debt load, dating to its purchase by the Apollo Group in 2007 - the very moment when the housing market was starting to invert from a soaring ride into a sickening nosedive. Realogy has been trying to refinance much of its debt, prompting lawsuits. One deal was denied by a judge in December, reducing the firm's already tight wiggle room.

    [See why "Wall Street talent" is an oxymoron.]

    Station Casinos. (Privately owned, about 14,000 employees). Las Vegas has already been creamed by a biblical real-estate bust, and now it may face the loss of its home-grown gambling joints, too. Station - which runs 15 casinos off the strip that cater to locals - recently failed to make a key interest payment, which is often one of the last steps before a Chapter 11 filing. For once, the house seems likely to lose.

    Loehmann's Capital Corp. (Privately owned; about 1,500 employees). This clothing chain has the right formula for lean times, offering women's clothing at discount prices. But the consumer pullback is hitting just about every retailer, and Loehmann's has a lot less cash to ride out a drought than competitors like Nordstrom Rack and TJ Maxx. If Loehmann's doesn't get additional financing in 2009 - a dicey proposition, given skyrocketing unemployment and plunging spending - the chain could run out of cash.

    Sbarro. (Privately owned; about 5,500 employees). It's not the pizza that's the problem. Many of this chain's 1,100 storefronts are in malls, which is a double whammy: Traffic is down, since consumers have put away their wallets. Sbarro can't really boost revenue by adding a breakfast or late-night menu, like other chains have done. And competitors like Domino's and Pizza Hut have less debt and stronger cash flow, which could intensify pressure on Sbarro as key debt payments come due in 2009.

    Six Flags. (SIX; about 30,000 employees; stock down 84%). This theme-park operator has been losing money for several years, and selling off properties to try to pay down debt and get back into the black. But the ride may end prematurely. Moody's expects cash flow to be negative in 2009, and if consumers aren't spending during the peak summer season, that could imperil the company's ability to pay debts coming due later this year and in 2010.

    Blockbuster. (BBI; about 60,000 employees; stock down 57%). The video-rental chain has burned cash while trying to figure out how to maximize fees without alienating customers. Its operating income has started to improve just as consumers are cutting back, even on movies. Video stores in general are under pressure as they compete with cable and Internet operators offering the same titles. A key test of Blockbuster's viability will come when two credit lines expire in August. One possible outcome, according to Valueline, is that investors take the company private and then go public again when market conditions are better.

    Krispy Kreme. (KKD; about 4,000 employees; stock down 50%). The donuts might be good, but Krispy Kreme overestimated Americans' appetite - and that's saying something. This chain overexpanded during the donut heyday of the 1990s - taking on a lot of debt - and now requires high volumes to meet expenses and interest payments. The company has cut costs and closed underperforming stores, but still hasn't earned an operating profit in three years. And now that consumers are cutting back on everything, such improvements may fail to offset top-line declines, leading Krispy Kreme to seek some kind of relief from lenders over the next year.

    Landry's Restaurants. (LNY; about 17,000 employees; stock down 66%). This restaurant chain, which operates Chart House, Rainforest Café, and other eateries, needs $400 million in new financing to finalize a buyout deal dating to last June. If lenders come through, the company should have enough cash to ride out the recession. But at least two banks have already balked, leading to downgrades of the company's debt and the prospect of a cash-flow crunch.

    Sirius Satellite Radio. (SIRI - parent company; about 1,000 employees; stock down 96%). The music rocks, but satellite radio has yet to be profitable, and huge contracts for performers like Howard Stern are looking unsustainable. Sirius is one of two satellite-radio services owned by parent company Sirius XM, which was formed when Sirius and XM merged last year. So far, the merger hasn't generated the savings needed to make the company profitable, and Moody's thinks there's a "high likelihood" that Sirius will fail to repay or refinance its debt in 2009. One outcome could be a takeover, at distressed prices, by other firms active in the satellite business.

    Trump Entertainment Resorts Holdings. (TRMP; about 9,500 employees; stock down 94%). The casino company made famous by The Donald has received several extensions on interest payments, while it tries to sell at least one of its Atlantic City properties and pay down a stack of debt. But with casino buyers scarce, competition circling, and gamblers nursing their losses from the recession, Trump Entertainment may face long odds of skirting bankruptcy.

    BearingPoint. (BGPT; about 16,000 employees; stock down 21%). This Virginia-based consulting firm, spun out of KPMG in 2001, is struggling to solve its own operating problems. The firm has consistently lost money, revenue has been falling, and management stopped issuing earnings guidance in 2008. Stable government contracts generate about 30 percent of the firm's business, but the firm may sell other divisions to help pay off debt. With a key interest payment due in April, management needs to hustle - or devise its own exit strategy.

    - With Carol Hook, Danielle Burton and Stephanie Salmon

    Sunday, February 08, 2009

    Sully Freaking Sullenberger

    'We'll be in Hudson...'


    and that's that... no need explain Sully, I hope you're flying me next time I'm USAIRWAYS

    What a GEEE